AZ Security Freeze Legislation Bites the Dust

I spent several minutes today organizing myself to opt-out of various databases and the credit bureaus. Fortunately, I came across the information I wanted to freeze my credit report. A security freeze will prevent a credit bureau from reporting your credit file to third parties. They can be lifted temporarily or permanently at the consumer's request. However, security freezes are based on state law. Until I saw an article published by Linda Valdez on the AZ Republic website, I was unable to confirm that Arizona had actually passed the state's security freeze law. It has been under consideration since 2005. Eventually, ARS 44-1698 was not passed due to interference mainly by retailers. To add, Arizona legislators proposed Arizonans pay 30% more for the service than the credit bureaus charge, $15 dollars for AZ residents vs $10 for all other states with the law! What for?

Arizona ranks #1, number one, primera for identity-theft and is aptly regarded as the identity-theft capital of the U.S. It is too easy jam up Arizona legislation intended to protect state residents.

An example of why it is important not to trust any third party with the task of opting out or filing any credit information for you!